If you’re in search of the best 12-month CD rates available today, you should begin by comparing the rates from local financial institutions near you. Generally, community-oriented banks and credit unions are in a better position to offer more competitive interest rates on deposit accounts. 
| Featured Rate | |
|---|---|
CIT Bank
 |
1.26%
Date: Feb 16, 2012
2-Year CD Rate
|
| Highest Rates Recent Rate Changes | |
| Heritage Bank of Florida 2 Year CD Account |
1.15%
Date: Feb 20, 2012
|
| Geico Credit Union 2 Year CD Account |
1.15%
Date: Feb 13, 2012
|
| Florida West Coast Credit Union 2 Year CD Account |
1.00%
Date: Feb 7, 2012
|
| Sarasota Municipal Employees Credit Union 2 Year CD Account |
1.00%
Date: Feb 7, 2012
|
| Central Bank - Florida 2 Year CD Account |
0.90%
Date: Feb 20, 2012
|
| Pinellas Credit Union 2 Year CD Account |
0.90%
Date: Feb 9, 2012
|
| Raymond James Bank, FSB 2 Year CD Account |
0.85% to
0.60% Date: Feb 20, 2012
|
| Raymond James Bank, FSB 12 Month CD Account |
0.35% to
0.25% Date: Feb 20, 2012
|
| GTE Federal Credit Union 2 Year CD Account |
1.26% to
0.75% Date: Feb 15, 2012
|
| GTE Federal Credit Union 12 Month CD Account |
0.75% to
0.45% Date: Feb 15, 2012
|
| GTE Federal Credit Union 6 Month CD Account |
0.20% to
0.10% Date: Feb 15, 2012
|
| Magnify Credit Union Savings Account |
0.15% to
0.10% Date: Feb 9, 2012
|
