Current Best Mortgage Rates in Clearwater, FL

If you, like many other Americans, have been impressed by falling mortgage rates and are planning on purchasing your first home, the present may really be the most opportune time. Of course, just because average Clearwater mortgage rates are at historic lows doesn’t mean every lending institution will be offering a great deal. In order to lower the cost of your home purchase as much as possible, it’s recommended you research the rates available locally and find the very best.

Whether you’re interested in a traditional fixed rate mortgage or are planning on obtaining an ARM, there’s a lender in Clearwater, FL with a great rate for you. Below is a list of the best mortgage rates in Clearwater across a variety of loan types.

Clearwater Banks and Credit Unions with Lowest Mortgage Rates

Top Clearwater 15-Year Fixed Mortgage Rates

• Wells Fargo Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0


• Grow Financial Federal Credit Union: 3.25%
• • No Orig. Fees
  • Points: 0

Best 30-Year Fixed Mortgage Rates in Clearwater

• JPMorgan Chase Bank, National Association: 3.75%
• • No Orig. Fees
  • Points: 0.38


• Quicken Loans Inc: 3.99%
• • No Orig. Fees
  • Points: 2


• Grow Financial Federal Credit Union: 4%
• • No Orig. Fees
  • Points: 0

Lowest Clearwater 3/1 ARM Mortgage Rates

• Wells Fargo Bank, National Association: 2.13%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Best Mortgage Rates for a 5/1 ARM in Clearwater

• Wells Fargo Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.5%
• • No Orig. Fees
  • Points: 1
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 2.5%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Please note that these rates are accurate as of November 2011, but are subject to change at any time. Additionally, borrowers may be subject to additional requirements and credit approval in order to receive the lowest advertised rate. Please contact individual lenders to verify rates before applying for a loan.